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Ask Jamvi: a money helper that talks like a friend

Most money apps give you charts and leave the thinking to you. Jamvi now has someone to ask. Ask Jamvi reads your own figures and answers questions about your money the way a friend who knows your numbers would: plainly, in your language, and with a next step.

3 min read19 October 2026

It knows your whole picture

Ask Jamvi sees your M-Pesa balance and what M-Pesa itself costs you in charges, Fuliza, airtime and bundles. It sees your goals and debts, your chama contributions, the whole year month by month, what you spend at each shop or on each bill, and who owes whom. If you run a business, it knows the difference between what the business sells, the salary it pays you and the profit you live on.

Every figure comes from the same place your screens get theirs, so its answers always match the app.

It talks like a person

It answers first and explains after. It remembers what you said earlier, so "and last month?" or "why?" make sense. If a question could mean two things, it asks which one you mean. Write in English, Swahili or Sheng and it answers in kind.

Ask it "tips to save better?" and you get advice built on your month, not a generic list: which category is furthest over its budget, what M-Pesa charges and Fuliza cost you, and which goal your savings should go to.

It does more than answer

It takes you there. Ask how to delete an account or stop tracking a balance, and Ask Jamvi explains the steps, then gives you a button that opens the right screen.

It helps you tidy up. Ask what you can clean up and it lists the accounts and categories you set up and never used.

Tips come to you. A card on Home, Jamvi's tip, shows one tip at a time from your own numbers: what you can spend each day for the rest of the month, a category running over, or what came in against what went out. It is fresh every time you open Home.

Ask about your own money.

Bring in your M-Pesa and ask Jamvi anything about it. Free for your first 90 days, then KES 250 a month.

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