Pesa wazi · money, in the open
Paste your M-Pesa. See where it went.
Jamvi fills in your budget from your M-Pesa: who you paid, what it was for, what came in. On Android the app reads your M-Pesa messages if you allow it. Anywhere else, import your statement or paste the messages in.
KES 250 a month after the trial. Groups cost nothing extra.
How to start: ask M-Pesa for your statement, install Jamvi, read it in - then Jamvi keeps up. The four steps
M-PESA · example message
SJK4T2LQ8P Confirmed. Ksh1,250.00 paid to SAMPLE SUPERMARKET on 2/10/26 at 6:41 PM. New M-PESA balance is Ksh8,310.00.
Jamvi sorts it
OCTOBER · SAMPLE BUDGET
Groceries
Sample supermarket · 9 entries
8,450 / 12,000
Fare
Matatu and rides · 22 entries
4,900 / 4,500
KES 400 over
Chama contribution
Shared with your group
3,000 / 3,000
Your M-Pesa month, sorted in minutes.
Stop typing it in. Every payment is already in your M-Pesa. Jamvi reads it for you, so a whole month of budgeting takes minutes instead of an evening.
- Step 1
Bring your M-Pesa
On Android, let the Jamvi app read your M-Pesa messages. Android asks you first. Or choose your statement PDF, or paste messages in. Do as much or as little as you like.
- Step 2
Check what Jamvi read
Every payment arrives with who it went to, a suggested category and Fuliza handled properly. You change what is wrong, and Jamvi remembers for next time.
- Step 3
Save, and it adds up
Save some now and the rest another day. Jamvi checks the result against your statement's own balance, so you know nothing was missed.
Your statement and its password are read on your own phone or computer and are never uploaded. Messages are read to fill in the list and are not kept, and nothing is saved until you have checked it. Jamvi records; it never moves your money.
On your own, or around the mat with everyone.
A jamvi is the mat people sit on together. Jamvi keeps your own budget and every group you belong to in one place, with one price for you.
Peke yako · on your own
Your own money, clear
Track what comes in, organise what goes out, set your own goals. See exactly where your KES went this month. No group required.
- + Monthly budget by category
- + Goals: a deposit, a trip, a plot
- + M-Pesa messages, statements or a paste
Pamoja · together
Shared, without the arguments
A budget the two of you, the four of you, or the whole chama can see. The same history for everyone, so nobody has to remember who paid what.
- + Who paid, and who still owes
- + Notes on every adjustment
- + Groups of any size cost nothing extra
Household · September
Example
Nanjala added her share of rent
Sent this morning
+ 5,000
Groceries
Paid by Otieno, split four ways
− 2,400
Electricity tokens
Paid by Wanjiru
− 1,500
One record everybody trusts.
Jamvi replaces the WhatsApp thread and the spreadsheet with one history the whole group reads the same way.
- Every transaction in date order
- Who paid, assigned in one tap
- Notes that explain each adjustment
- The same records on every device
Whatever you are keeping money for.
A chama chases arrears. A church never chases anybody. A class fund runs for ten weeks and stops. Jamvi starts each group with what that kind of group actually needs.
On your own
Rent, transport, data, the money that goes home - and what is actually left.
Chamas
Contributions, arrears and the group balance - in one record every member can see.
Student groups
Trip kitties, welfare funds, class projects - collected in the open, accounted for in the open.
Churches
Offerings, pledges and projects - recorded plainly, reported clearly.
Clubs & teams
Subs, the kitty, kit and events - planned against a budget, recorded as they happen.
Households
Rent, bills, shopping and school fees - one record everyone in the house can see.
Take a seat on the mat.
Free for your first 90 days, then KES 250 a month. Setup takes less than two minutes.
Jamvi records contributions, expenses, and balances. It does not send, receive, or hold money, and it is not a payment service. Money moves through M-Pesa or your bank, exactly as it does now.