Guides
Keeping group money clear
Practical notes on the parts that cause arguments — chama records, who has paid, splitting the bills at home — plus straight answers on how Jamvi itself works, what it costs and how M-Pesa payments go through.
How to keep clear chama records
A simple record-keeping system for a chama: what to write down each meeting, where to keep it, and how to make the record something every member can check rather than just the treasurer.
5 min read
How to track who has paid, and who is behind
Ways to see who has contributed and who is behind — for a chama, a class fund or a church — without chasing a WhatsApp thread or rebuilding the list from memory every month.
4 min read
Splitting bills without keeping score in your head
How couples, families and roommates share rent, bills and shopping without one person keeping a tally in their head — and without the resentment that comes from not being able to check.
4 min read
What a chama actually pays for Jamvi
Jamvi's pricing explained plainly: why the chama itself is never billed, what the 3-month trial covers, and what a lapsed subscription does and does not lock you out of.
4 min read
How M-Pesa payments work in Jamvi
What actually happens when you pay for Jamvi with M-Pesa: whose prompt it is, why any Safaricom line works, and why renewing takes one tap rather than a silent deduction.
4 min read
How Jamvi reads your M-Pesa without guessing
Why Jamvi imports your M-Pesa statement instead of making you type it in, how it handles Fuliza, and how it checks its own arithmetic against your statement.
5 min read
Turn your M-Pesa statement into a budget
How to get an M-Pesa statement PDF, open it in Jamvi and have a month of payments sorted into categories in minutes, including how Fuliza is handled and how to check it matches your statement.
5 min read
How to budget in Kenya
A Kenyan budgeting method that survives payday: a split for your net pay, why paying yourself first beats saving what's left, and the debt snowball versus debt avalanche for clearing Fuliza or a loan.
6 min read