On your own
Your salary, from payday to month-end
Rent, transport, data, the money that goes home - and what is actually left.
The salary lands and for two days it feels like enough. Then rent, then fare, then a bundle, then somebody at home needs something and you send it, because of course you do. By the twentieth you are counting, and you genuinely cannot say where it went - not because you were careless, but because it left in forty small pieces and nobody writes those down.
What Jamvi does about it
See where it actually went
Record what you spend and it sorts into categories, with sub-categories underneath when one is not enough - rent apart from water, fare apart from fuel. At month-end the answer is written down rather than guessed at.
Money sent home is a category, not a leak
Support sent upcountry is a real, monthly, planned part of a Kenyan salary. Give it a line and a limit like anything else, so it stops being the thing that quietly explains the gap.
Salary and the side hustle, counted separately
More than one thing coming in? Record each source and see what each really contributed over a period, instead of one blurred figure.
Saving towards something specific
A deposit, a laptop, a plot, fees. Set the target once and watch it fill - a number to aim at holds better than an intention to save whatever is left.
What you start with
A personal budget starts with everything on. Turn off whatever you do not use - most people never open half of it, and that is fine.
- Expenses
- Budget
- Savings goals
- Accounts
- Reports
- Activity
- Contributions
Questions people ask about budgeting alone
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